If you're looking to change your current ride but are afraid due to a low credit score, don't hesitate to contact the financial experts at our Toyota dealership in Cookeville, TN! Here at Cumberland Toyota, we believe that everyone has a right to reliable transportation. Whether you've been on the other end of a bankruptcy filing, repossession, or foreclosure, we want you to know that you're not alone. We know that various factors can lead to events such as this and that's why we want to extend our helping hand through our Bad Credit Financing options!
When you're in the process of trying to rebuild your credit, it's important to understand what factors contribute to your credit score. A positive payment history will forever be one of the strongest credit builders, but it's not the end-all. You always have to take into consideration the amounts currently owed, which impact your debt-to-income ratio. The length of your credit history and how often you apply for credit will also play a factor in credit approval. All in all, it's best to try to keep up with your payments and be reasonable with the amounts you borrow, so you don't overwhelm yourself. Our financial experts can easily help you find a car that fits your price point. You can also shop online by looking at our inventory or schedule a test drive at our dealership. Chat with us today and you can drive home in a new Toyota Corolla that won't break the bank!
Thanks to our user-friendly website, you can apply for credit from the comfort of your home. All you have to do to apply for Bad Credit Financing in Cookeville, TN is fill out our secure online credit application. Our team will contact you shortly after receiving your request. We will ensure that you get the personalized car buying experience you need with our Bad Credit Financing loan. If you have any questions regarding this process, feel free to speak with one of our financial team members in Cookeville, TN!